Sunday, 12 July 2020

One million Brits to pay £38k extra a year for care after Covid crunch

More than a million people may be forced to pay almost £40,000 extra a year to be cared for at home, or have to move in with their children, because they would no longer consider living in a care home after Covid-19, new research seen by Telegraph Money shows.
Coronavirus has caused a crisis of confidence in care homes. A fifth of over-60s are rethinking how they will manage in their later years as they have now ruled out living in one, exclusive data from Canada Life, a wealth manager, found.
More than a million people who are over 60 and not already receiving some form of care will now be looking at alternatives such as at-home support. Costs for this depend on the person’s needs, but can be far higher than care home fees....

Tuesday, 7 July 2020

Mengandeng Google Cloud, BRI Makin Canggih Berdayakan UMKM

Bank BRI terus melakukan terobosan baru dalam memperkuat peran digitalisasi bagi pelaku Usaha Mikro, Kecil dan Menengah (UMKM) di Indonesia. Salah satunya melalui kerja sama dengan Google Cloud dalam rangka memperluas jangkauan dan kapasitas layanan teknologi digital.
“Ini sebuah langkah maju dari transformasi digital Bank BRI. Kami memiliki kepedulian dan tanggung jawab dalam meningkatkan layanan kepada pelaku UMKM untuk go digital,“ ungkap Direktur Digital dan Teknologi Informasi (TI) Bank BRI Indra Utoyo dalam sesi virtual meeting bersama CEO Google Cloud, Thomas Kurian (01/07)
Terdapat tiga tujuan utama dalam kerja sama ini yakni pertama, mendorong ekonomi kerakyatan melalui pemberdayaan UMKM di Indonesia dengan high tech dan low touch. Dalam poin ini, Bank BRI akan mempertajam merchant assessment melalui pemberdayaan data UMKM yang dimiliki Google yang mencakup seluruh Indonesia.
Kerja sama dengan Google Cloud juga akan meningkatkan kompetensi UMKM melalui pelatihan digital bersama Google Academy (Youtube, dan Google MyBusiness).
Kedua, melalui kerja sama ini Bank BRI berupaya menciptakan micropreneur baru melalui penyaluran KUR Digital. Bank BRI juga akan meningkatkan eksposur dari KUR Digital ke seluruh pelosok dengan pemanfaatan Google Ads dan mempertajam penerapan KUR digital dengan teknologi Cloud dan Artificial Intelligence.
Poin ketiga, kerja sama ini akan menciptakan keunggulan bagi BRI dalam menciptakan Artificial Intelligence based Risk Management milik Bank BRI. Dengan kerja sama ini, Bank BRI akan mempertajam akurasi Artificial Intelligence BANK BRI yaitu “BRIBRAIN” dengan best practice dan kerjasama teknologi yang dimiliki Google.
“Untuk masuk ke micro dan ultramicro, Kami perlu melakukan terobosan dalam penerapan Artificial Intelligence untuk Merchant Assessment, Credit Scoring, Product Recommendation dan Fraud Detection. Kami harus dinamis, cepat, dan akurat,” tegas Indra.
Indra menambahkan sebagai Bank terbesar yang menyalurkan pendanaan bagi pelaku UMKM, kerjasama dengan Google Cloud akan membantu BRI untuk memperluas jangkauan layanan keuangan untuk UMKM, meningkatkan kompetensi UMKM, dan penyaluran produk keuangan sesuai dengan profil dari UMKM.
Kerja sama ini pada akhirnya juga membantu Bank BRI dalam meningkatkan leading financial indicator berupa Loan, Savings, Current Account Saving Account (CASA) dan Fee Based Income (FBI).

Friday, 3 July 2020

Impact of Coronavirus - have Air France discuss thousands of layoffs

Activists from the far-left CGT union protested at Air France headquarters at Paris’ Charles de Gaulle Airport as the talks began.
They’re particularly angry that the French government didn’t require Air France to protect jobs when it won 7 billion euros ($8 billion) in state bailout funds in May. Unions warn that job cuts will ripple across the French economy.
French media reports have said the airline is looking to cut 7,500 jobs, primarily through voluntary departures.
Airlines around the world are forecast to lose $84 billion this year, with revenue halved. Some have filed for bankruptcy or sought bailouts to survive the near-shutdown in their activity, and officials predict the industry will take years to recover.
The 7 billion euros in state aid for Air France is in the form of loans and loan guarantees and part of a broader 15 billion euro rescue plan from the government for the aviation sector.
The Air France meetings come days after European aircraft manufacturer Airbus, based in France, said that it must eliminate 15,000 jobs to safeguard its future.